As a Haag Certified Inspector of Residential Roofs Tony Byrant is highly proficient with all major types of residential (steep-slope) roofs. Tony has comprehensive understanding of manufacture, installation, weathering, hail damage, wind damage, maintenance, mechanical damage, and repair costs for each major roofing type — composition, wood shingle/shake, concrete and clay tile, asbestos, fiber cement, and various synthetic, slate, and metal roofing types.
This info is from the Consumer Bill of Rights page, on the Texas Dept of Insurance website.
USE OF CLAIMS HISTORY TO NONRENEW. Your insurance company cannot use claims you filed as a basis to non-renew your policy unless:
In determining the number of claims filed, your insurance company cannot include:
NOTE: An insurance company can count appliance-related claims if 3 or more such claims are filed and paid within a 3-year period.
28. SETTLEMENT OFFER. You have the right to reject any settlement amount, including any unfair valuation, offered by the insurance company. You have the right to have your home repaired by the repair person of your choice.
29. EXPLANATION OF CLAIM DENIAL. Your insurance company must tell you in writing why your claim or part of your claim was denied.
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